In emerging markets, seven out of ten small businesses cannot access the loans they need to grow. USAID’s Development Credit Authority (DCA) uses risk-sharing agreements to mobilize local private capital to fill this financing gap.

Whether it’s getting working capital to promising entrepreneurs or input financing to small farmers, DCA seeks to prove the commercial viability of underserved markets so that lending and investment continues after we exit. Through DCA, more than 500 guarantees between financial institutions and USAID have made up to $4.8 billion in private financing available for more than 245,000 entrepreneurs around the world.
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